Domestic Public Policy

The Effect of Reduced Capital and Liquidity Requirements on Bank Lending

Grant Year: 2022

Hal Scott will lead an effort to assess the extent to which regulations that set capital and liquidity requirements for banks affect lending activities. The project will analyze lending data from a variety of banking institutions as capital and liquidity requirements were tightened between 2010 and 2016 and loosened between 2017 and 2021. The project’s findings will be published in a report.

Committee on Capital Markets Regulation Domestic Public Policy